What is a card code?
As a rule, when calculating a plastic card on the Internet, it is required to enter the bank card code. So, what is the security code of the card when it is applied, what does it mean and where is it located?
Card code and its features
Depending on the technologies that are usedon the Internet, when making payments to the client you will need to enter some card details (card number, embossed name, validity period), and also to confirm your authority using the bank card code - CVC2 or CVV2, or one of the technologies:
- 3-D Secure;
- MasterCard Secure Code (MSC),
- Verified by Visa (VbV).
It should be noted that payment for a service or purchase inInternet with the introduction of the code CVV2 / CVC2 is carried out in those cases when the service provider or the Internet store does not support 3 D-Secure technology. In addition, it is worthwhile to know that every payment system issuing bank cards has its name of the card code. The exception is Maestro cards, which do not have code. Leading payment systems operating on the Russian market can have the following bank card codes:
- the American Express system has a CID code, the full name of which is Card Identification,
- The MasterCard payment system is supplied with the code CVC2, the full name of which is Card Verification Code 2,
- The VISA system has the code CVV2, with the full name - Card Verification Value 2.
Decode the code
So, what is the code for the bank card CVV2 / CVC2? CVV2 or CVC2 is a special card code used to verify the authenticity of the card that was issued by the bank. If you have not found such a code on your card, then it is impossible to carry out transactions to pay for services and goods on the Internet. Typically, the CVV2 / CVC2 code can be found on the back of the bank card, right on the signature strip, after the card number. If it is not there, then it is located after the last 4 digits of the credit card number. Since this is an independent security element, it is not a continuation of the card number and consists of three digits.
The CVV2 / CVC2 code, unlike the PIN code, stamped on the card, and can change only when it is reissued.
If you do not know what the card code is and howdetermine its availability, then the following information will help you. If you own a classic card, the three-digit CVV2 / CVC2 code can be found on the reverse side. If you have a virtual card that does not have a physical medium, then you must send the 3-digit code to your mobile phone via SMS. Now you know what the security code of the card is and will make purchases on the Internet without problems.